Seiling State Bank
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Seiling State Bank
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Rates and Fees
At Seiling State Bank we want to be transparent when it comes to our rates and fees.
| Account Names | Balance Tiers | Interest Rate | APY* |
|---|---|---|---|
| Savings Account | Over $100 | 1.00% | 1.00% |
| NOW Account | $500 to $99,999 | 0.10% | 0.10% |
| Over $100,000 | 0.25% | 0.25% | |
| Super NOW Account | $2,500 to $9,999 | 0.15% | 0.15% |
| $10,000 to $99,999 | 0.25% | 0.25% | |
| Over $100,000 | 0.50% | 0.50% | |
| 5G Money Market Account | $2,500 to $9,999 | 0.25% | 0.25% |
| $10,000 to $49,999 | 0.50% | 0.50% | |
| Over $50,000 | 3.00% | 3.04% |
Fees may reduce earnings on these accounts. Rates may change after the account is opened, and are subject to change without notice.
*APY = Annual Percentage Yield
| Balance Tiers | Interest Rate | APY* |
|---|---|---|
|
91 Days |
2.00% | 2.02% |
| 6 Months | 3.80% | 3.87% |
| 12 Months | 3.55% | 3.61% |
| 15 Months | 3.25% | 3.30% |
| 18 Months | 2.75% | 2.79% |
Minimum Balance to open $1,000.00. Rates are subject to change without notice.
*APY = Annual Percentage Yield - Calculated on a monthly compounding basis for terms equal to or greater than 12 months and simple for lesser terms.
***An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in earnings and/or principal.
Consult an employee for additional information.
| Service | Charges/Fees |
|---|---|
| All Accounts | |
| Temporary Checks (10 Checks) | $1.00 |
| Deposited Checks (and other items) Returned Unpaid | $1.00 |
| Dormant Account Fee (12 months of inactivity for 12 months) | $5.00 |
| Overdraft (each debit or check paid) | $25.00 |
| Stop Payments (all items) | $25.00 |
| Accounts closed within 90 days of opening | $5.00 |
| Photocopies (per page) | $0.20 |
| Account Research (per hour) | $10.00 |
| Charge for ATM Replacement Card | $10.00 |
| Foreign ATM transaction fee | $1.00 |
| Budget Checking Account | |
| Monthly Service Charge | $1.00 |
| Per Item Fee in Excess of 10/month | $0.25 |
| Regular Checking Account | |
| Monthly Service Charge | $3.00 |
| NOW Checking Account | |
| Monthly Service Charge if Average Balance Below $500 | $5.00 |
| Super NOW Checking Account | |
| Monthly Service Charge if Average Balance Below $500 | $5.00 |
| Money Market Accounts | |
| Monthly Service Charge if Average Balance Below $500 | $5.00 |
| Per Item Fee in Excess of 6 Qualifying Withdrawals Per Month | $5.00 |
| Savings Account | |
| Per Item Fee in Excess of 6 Qualifying Withdrawals Per Month | $5.00 |
| Quarterly Service Charge if Average Balance Below $100 | $2.00 |
